Frequently Asked Questions
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What is Credit Repair?
Credit repair involves identifying and addressing inaccuracies or discrepancies on your credit report to improve your credit score. We follow legal laws under the FCRA Fair Credit Reporting Act.
How do I get started with credit repair?
- Choose a credit repair package
- Check your email for your client portal login
- Complete onboarding: sign the contract, sign up for credit monitoring, and upload your documents.
What documents are needed for credit repair?
- Clear photo of your SSN card
- Valid photo ID (driverβs license, state ID, or passport)
- Proof of address dated within the last 30 days
- Last 4 digits of your SSN
How do credit repair services work?
Once youβre enrolled and your documents are received, Your personal info will be updated with the credit bureaus. Dispute letters will be generated and sent within 3 business days. Every 30β45 days, weβll initiate a new round of disputes like collections, charge-offs, late payments, etc.Β
How long does credit repair take?
Each round takes 30β45 business days (7β9 calendar weeks) for updates. Please do not contact us about updates before this time. Every case is unique; some clients see results faster than others depending on their credit situation.